A symbol of strength, success and the ambition to fly high.
Why Be A LUAP Member?
Be part of a bigger voice, be part of a bigger community. Let us hear their stories below:
“I cannot overemphasize the fact that the Life Underwriters Association of the Philippines has been a pillar of support for me and my team of advisers and for the whole life insurance industry”Ruby May A. AngPRULIFE UK CHRYSOLITE - SENIOR EXECUTIVE UNIT MANAGER
“LUAP is doubtless an effective bedrock for the professionalization of Philippine life agents and underwriters”Atty. Dennis B. FunaINSURANCE COMMISSIONER
“It is so amazing that there is an organization which provides a venue for insurance agents from different companies to share and learn from each other.”Shailini L. AcuñaPRULIFE UK ALEXANDRITE 3 - BRANCH MANAGER
“When we conceived the idea of an LUA, I, together with nine industry leaders, had one common goal: to make life-insurance selling a CAREER. LUA-P is an organized environment that is designed to develop, shape and protect agent’s dignity as professionals by providing them adequate education, training, motivation and good ethical conduct. I still have that purpose, belief and passion for LUA-P. I hope that that present leaders of our organization will continue the same mission and belief that we started a long time ago.”Ms. Belen De JesusLUAP FOUNDING PRESIDENT
“In these fast-paced times where life and lifestyle have transformed into speed lanes, there is nothing more appropriate than your choice of the them ‘Game Changer’ for the  PLIC. Obviously, these times need greater responsiveness and responsibility on the exercise of your craft.
Ever mindful of your transformative role, at your prime age of 35, your are thus in a position to discover and carry through the game-changing initiatives.
Go, LUAP! As you march on, remember the multitude is watching! Seek change! Lead the change!”Mr. Olando G. JavierLUAP CO-FOUNDER
“I am delighted to know that the new breed of leaders in our industry have all been one in the pursuit of coming up with an organization that brings together all of the financial advisors who have chosen this as their life profession.
One main advantage of LUAP is the opportunity that it provides by allowing its members to interact with notable organizations such as the Million Dollar Round Table (MDRT) and the other insurance companies in Asia.Ms. Lulu M. Del MundoLUAP CO-FOUNDER
Keep up the good work. You are all doing well. Kudos to all.”
Frequently Asked Questions…
At LUAP, we care for each member through 5Cs (click here to apply now).
We gather all insurance professionals—physically or virtually—to learn from each other’s experiences, exchange best practices, and offer help to bring out the best of the industry. LUAP membership creates for you a network with fellow financial advisors where camaraderie is fostered and built despite the color of one’s company. LUAP provides access to current year EXCLUSIVE LUAP Members Facebook Group, access to LUAP website’s contents EXCLUSIVE to current year LUAP Members, and shall continually receive e-mails and updates through an e-mail blast facility and text blasts.
We encourage our members to grow their professional careers through various certification and licensing programs through our esteemed partners. Through our partnerships with various designation- and certificate-giving organizations, big annual congresses, seminars, classes and FREE clinics, we increase the value of our members and their value towards their current and future clientele.
We recognize the top producers of each life insurance company through the Asian Circle of Excellence Awards. Members can also gain global recognition through our partnership with the Million Dollar Round Table and the Asia Pacific Financial Services Association. We provide high importance to the performance and the commitment that our members.
Code of Ethics
We uphold strict ethical standards and enjoin our members to provide service of the utmost quality and integrity. This is how we grow, this is how we maintain our significance to the lives of our members.
Believing that no one should be left behind, we reach out to communities through our partner charitable institutions to support families in need through our LUAP gives back program where we get to have our members involved as well.
All licensed Life Insurance Professionals can apply for LUAP Membership (click here to apply now). LUAP Membership is on a calendar basis and automatically expires at the end of the calendar year regardless of when the application was approved. Membership renewal is done the early the following year.
LUAP is an association open to all licensed life insurance professionals who passed the licensure exam administered by the Insurance Commission and all individuals who are affiliated or are employees of a life insurance company in the Philippines (click here to apply now).
- Introduction and Acceptance
Welcome to www.luap.com.ph site (“Website”), an exclusive online community panel composed of the Life Underwriters Association of the Philippines (LUAP) members, hosted and operated by Life Underwriters Association of the Philippines.
- Intellectual Property
The website respects the intellectual property rights of others, and we ask you to do the same.
The Website contains items protected by local, national and international copyright, trademark and other intellectual property laws. You are prohibited from modifying, copying, reproducing, republishing, uploading, posting, transmitting or distributing in any way any item, including code and software, from the Website. Any item that you may be allowed to download from the Website may be utilized for personal use only. This is on the premise that you keep intact all copyright and other proprietary notices.
Furthermore, please be aware that information and content (collectively, “Items”) you publicly disclose inaccessible portions of the website will be made available to all users of the Website, so you are advised to be mindful of uploading any personal information and other content. We deny any liability which may arise in connection with any and all Items uploaded by you on the Website.
You are not encouraged from submitting Items protected by copyright, trademark, patent, trade secret, moral right, or other intellectual property, personal, contractual, proprietary, or other third-party rights without the express consent of the owner of such right. Liability resulting from failure to obtain the same consent or from any other injury resulting from the submitted content shall be borne solely by you.
- Application, Registration, and Security
Users who are licensed life insurance professionals and are interested to apply for LUAP membership will be required to create an account. The Website is intended to be used for Users who are above the age of 18. We shall not intentionally gather personal information from users under the age of 18 and submission of these users of their personal information to Us is expressly prohibited and their submission of such info shall neither be used nor retained by Us.
You guarantee that the information provided is (a) true and complete, and (b) shall always be maintained and updated to keep true and complete. Should there be any reasonable ground to believe that the information provided is untrue and incomplete, the same shall result in the suspension or the termination of your access to the Website and shall bar any future use of the Website or any portion thereof without any notice.
For the username and password upon registration, please choose a password that is secure and not easy for others to guess and regularly change the same for your personal safety.
The confidentiality of the username and password including the usage and activity of your account, including but not limited to, use of the same mentioned details and accounts by another person shall be your sole responsibility and you are not encouraged to authorize anyone else to have any knowledge of the same. Breach shall be a ground for suspension and termination of your account.
In cases when you believe that your account has been compromised, We highly encourage that the password should be changed as soon as practicable and notify us of the issue. In order to safeguard the Website and your account without limiting any rights, We reserve the right to take action We deem necessary and rational, including but not limited to, terminating your account, changing your password, or requesting additional information to authorize further activities in the account. Nonetheless, We may also depend on the authority of anyone accessing your account and in no event and under no circumstance shall We be held liable to you for any liability or damage resulting from or arising out of (i) any action or inaction on Our part under this provision, (ii) any compromise of the confidentiality of your account or password; and (iii) any unauthorized access of your account or use of your password
- WHO MAY APPLY FOR LUAP MEMBERSHIP?
LUAP is an association open to all licensed life insurance professionals who passed the licensure exam administered by the Insurance Commission and all individuals who are affiliated or are employees of a life insurance company in the Philippines.
- MEMBERSHIP APPLICATION AND PAYMENT
Submission of an online membership application and registration to an event is regarded as a firm membership application, registration to an event, and acceptance of these terms and conditions, however, the registration will not be confirmed until full payment has been received. Payment in full must be received at the time of registration. In the event that the full payment is not received, the delegate will be refused entry to the conference.
Payment(s) through this Service may only be made with a Credit Card, Debit card or Net Banking, Mobile payment, Cash payment/OTC through GCash, Paymaya, 7eleven (7connect), ECPAY, BDO Over the Counter (BDOOTC), BDO Online Bills Payment (BDOOBP), Unionbank Online Bills Payment (UBPOBP), MLhuillier, Cebuana, PNB Online Bills Payment (PNBOBP), PNB Over the Counter (PNBOTC), SM Payment, UCPB Over the Counter (UCPBOTC), UCPB Over the Counter (UCPBOBP), Security Bank (SBCOBP), Bancnet IPG, Direct Agent 5, Expressway
Truemoney, CLIQQ, POSIBLENET and BPI Online.
- REFUND/CANCELLATION POLICY – MEMBERSHIP FEE
Membership Fee/s will only be refunded for CANCELLATION/S OF MEMBERSHP/S any time of the year.
- Subject of E-Mail: LUAP MEMBERSHIP CANCELLATION
- Name of the Applicant: Last Name, First Name, Middle Name
- Company Affiliation:
- E-mail Address (the one user to register through the website):
- Mobile Number:
- Mode of Payment:
- Amount Paid:
- Bank Account details where refund shall be deposited
- Bank Name
- Account Name
- Account Number
Note that the amount to be refunded shall only be the amount of the Membership Fee and shall not include charges of website admin and processing fees. The lead time for refund processing shall be THIRTY (30) WORKING DAYS.
Substitutions may be allowed any time of the year so long as the substitute is qualified to apply for LUAP Membership.
The User may upload a profile photo. Images that can be uploaded are those with embedded location data (EXIF GPS) included. Visitors to the website CANNOT download and extract any location data from videos, images, and any content on the website.
- Contact forms
The User may use the contact forms provided in the Contact Us section of the Website. By filling out the form, We reserve the right to collect, store and use data provided.
If the User leaves a comment on the Website, User may opt-in to saving personal details in cookies. These are for the User’s convenience so that there will be no need to fill in the same details again. These cookies will last for one year.
If the User has an account and logs in to this Website, we will set a temporary cookie to determine if the User’s browser accepts cookies. This cookie contains no personal data and is discarded when User closes the browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
- Embedded Content From Other Websites
Articles on this Website may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
- Who We Share Your Data With
Data collected via this Website shall be kept with the utmost confidentiality and shall in no case be shared with anyone.
- How Long We Retain Your Data
Data collected shall be stored by Us for as long as you desire. You can see, edit, or delete your personal information at any time (except that you cannot change your username). We can also see the information but we can only change the Membership status.
- What Rights You Have Over Your Data
If you have an account on this site, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
- Where We Send Your Data
Data collected via this Website shall be kept with the utmost confidentiality and shall in no case be sent to anyone or anywhere. The only exception is when the respective company requests your attendance at the events we hold. The data shall only be sent via e-mail to the authorized representative of your company.
- Your Contact Information
Contact information collected via this Website shall be kept with the utmost confidentiality and shall in no case be shared with anyone.
- How We Protect Your Data
The data collected via this Website are all stored online and handled by 2 authorized Front Office personnel.
- What Data Breach Procedures We Have In Place
The data collected via this Website shall be stored online and the same also has a log-in history feature where we will be able to know the access history of the database. In the event of a breach, access to this database shall be automatically disabled and an issue shall be raised to Our Website Developer for investigation of the breach.
- What Third-Parties We Receive Data From
We also receive details of MDRT Day, 2021 Registrants, from insurance companies’ authorized representatives who sponsor their financial advisors’ MDRT Day Registration Fee. The details provided by the authorized representatives are deemed true and complete once submitted to Us.
- What Automated Decision-Making and/or Profiling We Do With User Data
The data gathered shall be used for analysis purposes on the status of registrations per insurance company, on the demographics of MDRT Members and aspirants on making targeted events for a specific group of members.
- Industry Regulatory Disclosure Requirements
We strictly comply with Republic Act 10173 or the Data Privacy Act of 2012.
- Choice of Law; Jurisdiction and Venue
In any and all claims and liabilities, including but not limited to attorney’s fees, arising from any content or post by you to through this Website or from your unauthorized of any item taken from this Website, or any breach of these policies shall cause you to indemnify LUAP and our affiliates, employees, agents, representatives, and third-party service providers, and to defend and hold each of them harmless from any and all claims and liabilities.
By using this Website, you are fully aware that you are using this Website at your own risk and you hereby agree to release LUAP, its Directors, Officers, Employees and Agents from any claim, demand and damages of whatever nature and kind whether known or unknown, disclosed and undisclosed arising out or in any way related to the use of this Website.