Is your family really protected?
Most Filipinos discover the gaps in their finances at the worst possible moment. In 5 minutes, find out exactly where you stand — before life forces the answer.
Guided by your advisorNeru MedilloMANULIFE PHILIPPINES300+
Families Protected
95 Million
Coverage Sold
30 Million
Asset Under Management
The gaps only show up when it’s too late
One illness away
A major hospital bill can wipe out years of savings — PhilHealth covers only a fraction.
Income stops, bills don’t
If you couldn’t work tomorrow, how long could the household hold on?
Retiring on too little
Most Filipinos reach 60 with far less than they need to stop working.
A legacy eaten by tax
Estate tax can force your heirs to sell what you spent a life building.
Your finances have ten core pillars
Most people are strong in two or three and never check the rest. The check-up scores the ones that apply to you.
The warning signs are already there
- ✓You have insurance but couldn’t say what it actually covers
- ✓You’re saving, but not sure it’s enough — or growing
- ✓You’ve never worked out what your family would receive
- ✓A serious illness would mean dipping into savings or debt
- ✓You keep meaning to sort it out, but never quite do
In 5 minutes, you’ll know
Where you stand
A clear score across all 10 pillars of your finances.
Your biggest gaps
The two or three areas leaving your family most exposed.
What it means
Plain-language notes on why each gap matters.
Your next step
A no-obligation review with your advisor to close them.
This is for you if…
- You earn well but aren’t sure your family is protected
- You have some insurance but haven’t reviewed it in years
- You want a clear, honest picture before you buy anything
This is not for you if…
- You want a sales pitch, not an honest assessment
- You’re not open to reviewing your finances at all
What clients say
“Highly recommended financial advisor. Why? Because... -He will help you understand the products suitable to your needs -He can be trusted and honest in answering your queries -He is very reliable and approachable -He is one call/text/chat away advisor -He is smart and knowledgeable in his craft These are my honest reviews and were based on my personal experience with him. I hope you will also choose him, you won't regret it. 👌🏻😁”
“He's one chat away when I have queries regarding my purchased products in Manulife and even extends himself beyond his products. He's always available to entertain queries and openly share his knowledge about any kind of investments. He'll definitely and sincerely help you in preparing and securing your future to be financially independent. 😉”
“highly recommended financial advisor, approachable, transparent and helps you understand your financial needs”
“"I want to express my sincere thanks for all your help and advice. You have a real gift for explaining financial concepts in a way that is easy to understand and put into practice. Because of your guidance, I feel much more confident, intentional with my money, and on track with my goals. Thank you for your patience and for truly caring about my financial success!"”
How a check-up changes the picture
A family earning well assumed they were covered. Their check-up revealed a large gap in income protection and no plan for the children's future. With the right cover in place, a lost income would no longer mean a lost home.
Your advisor
Neru Medillo
Financial Advisor for 10 years
MANULIFE PHILIPPINES
Cebu, Philippines
- Helped over 315 Families secure a Life and Health Coverage
- Manulife Elemental Qualifier
- Manulife Investment Management Pinnacle Qualifier Gold Level (At least 10 Million in AUM)
- Delivered P2.8 Million Life and Critical Illness Insurance Claims
Questions, answered
- Is this a sales pitch?
- No. It’s a quick self-assessment — you get your score and exactly where your gaps are. Your advisor can walk you through it if you’d like, with no pressure and no obligation to buy anything.
- Is my information safe?
- Yes. Your answers go only to Neru Medillo — a licensed financial advisor and LUAP member — to prepare and talk through your result. They’re never sold or shared with anyone else, and you can ask to be removed anytime.
- How long does it take?
- About 5 minutes. Ten quick questions, then your result.
- Does it cost anything?
- No. The check-up and the follow-up review are free.
Find out where you really stand
Five minutes now could save your family years of uncertainty later.