Modest Beginnings
The Life Underwriters Association of the Philippines (LUAP) was established by a handful of individuals from different life insurance companies in February 1984 as a response to the growing need for life underwriters in the Philippines to professionalize and distinguish themselves through training, education, and personal development.
In a year prior to its establishment, efforts to form the association gained momentum through the determination and passion for the industry by its notable founders, Mrs. Avelina de Jesus, Mr. Orlando Javier, and Mr. Gonzalo B. Cruz.
Together for A Common Cause
As LUAP slowly took its place in the Philippine life insurance landscape, it attracted the volunteering spirit of movers and shakers of the industry such as Ms. Lourdes del Mundo, Mr. Ricardo Aguila, Mr. Cesar Reyes, Mr. Gregorio Tongko, Mr. Antonio Ignacio, Ms. Tedia Camarillo, Ms. Purificacion Lozare and Mr. Raphael Pacquing. With likeminded individuals working together in this organization, LUAP was subsequently registered with the Securities and Exchange Commission in March 1984.
A Symbol of Strength, Value, and Success
The current LUAP logo was designed by Mr. Fernando “Ding” Acoymo, an enthusiastic volunteer and member of LUAP, intended to symbolize the values that should be embraced by every life underwriter. The logo’s backdrop has the eagle as a symbol of strength, success, and the ambition to soar high. The two eagle heads looking at opposite directions symbolize vigilance and discernment between right and wrong. The eight claws of the eagle outlined in the logo represent the LUA Code of Ethics embodying the common ideas of the organizers. The colors of the logo are blue which symbolizes service and security, and gold which represents productivity and prosperity for all, and white signifying purity of motives and intentions.
Changing the Game
Fast-forward to the era of smartphones, reality shows, and social media, LUAP became part of the highly dynamic landscape of the life insurance industry as well as the society.
In 2013, under the Presidency of Ms. Arlyn Tan, LUAP hosted the 14th Asia Pacific Life Insurance Congress. This was the 2nd time that APLIC was held in Manila with Ms. Nenette Aseniero as the 14th APLIC Chairman. In 2014, under the leadership of Ms. Ms. Cecilia de Mesa, the industry saw the first Voice of LUAP, a contest that showcased the vocal talents of advisors representing different insurance companies. Under the helm of Ms. Janette Tan Lee in 2015, LUAP sought to bring value to its members by coming up with SMS: Sales Mastery Series which became a platform of best practices shared by different advisors and leaders in the industry. It was also the same year when the Fellow Chartered Financial Practitioners (FChFP) program was first offered to provide continuous education and professionalism to the Filipino financial advisor. LUAP also started its Corporate Social Responsibility (CSR) program, “LUAP Gives Back.”
The 32nd Anniversary of LUAP in 2016 brought the biggest membership of over 6,000 people nationwide under the leadership of Mr. Emmanuel Paras. To celebrate the 32nd anniversary, the LUAP Membership Fee was reduced from Php1200 to Php320 to make the membership attractive and accessible to rookies and seasoned members alike.
To make its impact felt by the industry and in the community, LUAP, under the leadership of Ms. Sherry Ong, in 2017 launched its first short film, “Umaga”, a story of a real life insurance beneficiary. The 10th Philippine Life Insurance Congress (PLIC) was also held on that same year.
Bigger and Better
Under the leadership of Ms. Angela Gaw-Flores, 2018 saw the widest reach of LUAP in the industry as evidenced by the most attended PLIC and MDRT echoing event with more than 1,000 registrants. It was also the first time the PLIC was held at the biggest entertainment center in the Philippines, Okada Manila. ACE Awardees and MDRT members were also recognized on that night. To address the growing concern of poaching, LUAP came out with it, “Mr. Poachie” which was shown during the LUAP General Assembly in December 2018. The video sought to provide awareness on ill effect of poaching in the industry.
Having gained strength and traction, LUAP under the leadership of Mr. Francis Nicole Serrano is poised to be more relevant than ever to its members and the industry as a whole through the programs lined up for 2019: the launching of the LUAP mobile app, the re-launch of the LUAP website, the celebration of the 35th Anniversary of LUAP and the 12th Philippine Life Insurance Congress.
Moving towards the future
Our battle cry for 2019 is “GAME CHANGER.” We desire to rally everyone with the mindset that we are the leaders and we are here to change the game. LUAP truly has come a long way. As the founders passed on the baton, 32 Past Presidents have taken the wheel and accepted the challenge of bringing the association to greater heights together with our very passionate Board of Trustees and active volunteers.
This year, as we celebrate the 35th LUAP Anniversary, let us relish the moments and remember how far we have become from our modest beginnings and as we continue moving towards the future.
Past Presidents
Board of Trustees
Nico has been in the life insurance industry for 6 years as Unit Manager of PHILAM LIFE and has served as the Ateneo Graduate School of Business Student Council President for S.Y. 2017-2018. He is a 2-time MDRT qualifier, a GAMA Frontline Leadership consistent awardee, a Registered Financial Planner, a Registered Financial Consultant (Cum Laude), an FChFP graduate and has been serving LUAP as a Board of Trustee since 2013.
Willison, MDRT, FCHFP, CTEP, CWP, CEPP has been in the industry for 8 years now with PRU LIFE UK. He has also served with LUAP for 2 consecutive years as a Board of Trustee.
Rachel or “Ching/Rhates”, has been in Cocolife for 19 years, has been a consistent awardee, and became Agency Sales Director of the said company in January 2015. A consistent MDRT qualifier for 8 years straight, she believes that we should all “be the change we want to be and that our success is based on service to others, not at the expense of others.
Mark, CPA, RFC, MDRT, AFA, AWP, AEP, is a full-time financial advisor since 2010. He is currently the team leader of FinancePH Financial Advisors, a group of financial advisors. He is one of the top financial advisors of Insular Life and an MDRT Member. He has been a frequent guest of TV shows one of which is On the Money and the Radio Veritas.
Christine has been in the industry for 8 years as Financial Adviser. She is a consistent Honor Club Awardee and 2014 MDRT Member. She is a Unit Manager of Manulife and has served LUAP as a Board of Trustee for 2 consecutive years.
Nellie has been with PRU LIFE as a Branch Manager for 30 years and also 12-time MDRT Qualifier.
Agnes, MBA has been in the industry for 7 years. She has been an MDRT Member for 7 years, a consistent GAMA Awardee and also a consistent International Quality Awardee. She is a Unit Manager of SUNLIFE and has been serving LUAP as a Board of Trustee for 2 consecutive years and is also an MDRT MCC Philippines Local Chair for 2018-2019
Karen, CWP, CEPP, FChCP has been a Sun Life financial advisor since 2013 and has been a LUAP member since then. She is a Unit Manager of SUNLIFE and is also an MDRT Member. She has served with LUAP as Board of Trustee since 2014 and she has "No regrets since day 1!"
John, FChFP, MDRT, WMC is a 7-time Star Club Awardee, 6-time International Convention Qualifier, a 7-year MDRT member with 3 Court of the Table honors. He is also a 2012 President Qualifier and 2012 1st Runner-up Agent of the Year. He used to serve as LUAP Board of Trustee in 2012-2013 and MDRT MCC Philippines Local Chair in 2012-2013.
Michelle, “Mikki” is an Assistant Unit Manager of PRU LIFE. She was awarded as Agent of the Year in 2014, a 5-time MDRT Qualifier, 1-time TOT Qualifier (2015) and 1 time COT Qualifier (2017).
Carlos, CWP, CEPP, FChFP is a financial advisor and a certified investment solicitor with SUNLIFE and an investments consultant for UTrade of Unicapital Securities, Inc. He co-founded “F&M Associates” and sought-after analyst and commentator on several print and broadcast media like ANC, Solar News Channel, Cebu Daily News, and BusinessWorld